What is cash-pay healthcare?

Cash-pay healthcare means paying directly for medical services without using insurance. Many providers offer significant discounts — often 50–90% less than insurance billed rates — for patients who pay cash or by card at time of service.

How does MarketCare work?

MarketCare aggregates transparent cash-pay prices from 100+ Austin healthcare providers. Search for a procedure, compare prices and MarketCare Scores, then book directly with the provider. No middleman, no surprises.

Do I need insurance to use MarketCare?

No insurance is required. MarketCare is designed for self-employed, uninsured, and underinsured patients who want transparent pricing. All listed prices are cash-pay rates.

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Urgent CareVery Common

Back Pain Evaluation

Code: 99213

Evaluation for acute back pain at urgent care

back painthrew out backback injury

Best Cash Price

$100

at Austin providers

vs. St. David's Medical Center· CMS data

$487Save 64%

✓

Price Verified

Updated Feb 2026 · Source: provider website

Quick Facts

Code

99213

Find the Best Price

Compare providers and save on this procedure.

Compare Providers

Price Comparison

No verified Austin prices yet. Showing national estimates.

Cash-Pay (estimated)

Low:$100

High:$250

Average:$175

Medicaid/Insurance

Low:$39

High:$53

Average:$46

vs. Hospital Prices

What Austin hospitals charge for the same procedure (CPT 99213)

CMS Transparency Data

💰

You could save $312 (64%)

MarketCare providers from $100 vs. St. David's Medical Center's cash rate of $487.

MarketCare providers$175

St. David's Medical Center$487

Hospital	Cash Price	Ins. Avg
Dell Seton Medical Center at UT Austin, TX · 2025	$389	$152
Ascension Seton Medical Center Austin Austin, TX · 2025	$423	$167
St. David's Medical Center Austin, TX · 2025	$487	$187

Hospital

Cash Price

Dell Seton Medical Center at UT

Austin, TX · 2025

$389

Ascension Seton Medical Center Austin

Austin, TX · 2025

$423

St. David's Medical Center

Austin, TX · 2025

$487

📋 Source: CMS Hospital Price Transparency Rule data & NewChoiceHealth.com Austin market data. Hospital cash prices reflect self-pay / uninsured rates. Insurance avg = typical negotiated rate. Data current as of 2025.