No insurance doesn't have to mean no plan.
Roughly one in six Texans is uninsured. That's not a niche; it's a substantial chunk of Austin. MarketCare publishes verified cash-pay prices so you can plan, budget, and find care without paying through the nose.
WHY THIS WORKS FOR YOU
Cash-pay is often dramatically cheaper than the 'sticker price'.
Hospital chargemaster prices are written for negotiation with insurers. They aren't what most people actually pay. Cash-pay rates from independent clinics are often a fraction of that number. MarketCare shows you both, transparently.
- 1 in 6▲
- Texans uninsured
- 9,481▲
- Verified quotes
- 200+▲
- Austin procedures
- $0▲
- To use this site
WHAT YOU GET
How MarketCare helps uninsured.
Primary care that takes cash
Direct primary care and independent clinics across Austin offer flat-fee visits. We list rates for all the common reasons people see a doctor.
Imaging without a referral
Cash-pay imaging centers in Austin do MRI, CT, and X-ray for a published price, often less than your share of the cost on insurance.
Sliding-scale and FQHCs
We flag federally qualified health centers and sliding-scale clinics where income-adjusted pricing applies.
Dental, eye, mental health
Three of the most-searched categories for uninsured patients. We have verified cash prices for routine cleanings, exams, and therapy sessions.
QUESTIONS
Common questions.
- Should I get insurance instead?
- If you can afford a marketplace plan, it's usually worth it for catastrophic protection. MarketCare isn't anti-insurance. It's a tool you use whether you have insurance or not.
- What about emergencies?
- Hospitals can't legally turn you away from an ER under EMTALA. After the visit, ask for the financial-assistance application before you pay anything. Most non-profit hospitals offer one.
- What if I can't afford the cash price?
- Many clinics offer payment plans or income-based discounts. Ask. The worst they can say is no, and most won't.
✦NEXT STEP
Look up a price made for uninsured.
Search by procedure, by clinic, or by category. Free, no signup, no paywall.