What is cash-pay healthcare?

Cash-pay healthcare means paying directly for medical services without using insurance. Many providers offer significant discounts — often 50–90% less than insurance billed rates — for patients who pay cash or by card at time of service.

How does MarketCare work?

MarketCare aggregates transparent cash-pay prices from 100+ Austin healthcare providers. Search for a procedure, compare prices and MarketCare Scores, then book directly with the provider. No middleman, no surprises.

Do I need insurance to use MarketCare?

No insurance is required. MarketCare is designed for self-employed, uninsured, and underinsured patients who want transparent pricing. All listed prices are cash-pay rates.

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Sexual HealthCPT 99204Less Common

Male Infertility Evaluation

Initial evaluation for male infertility

Best Cash Price

$300

at Austin Urology Institute

Call (512) 323-9600

vs. St. David's Medical Center· CMS data

$723Save 55%

Estimated Price

Based on aggregator data · Mar 2026

Quick Facts

Code

99204

Top 2 Austin Providers

Cash-pay prices ranked lowest firstCPT 99204

~Estimated

$300– $400

Save up to 14% by choosing wisely

Austin Urology InstituteBEST PRICE~Estimated

Austin, TX

(512) 323-9600

Source: austinurologyinstitute.com

$300

Urology Specialists of Austin~Estimated

Austin, TX

(512) 407-8900

Source: urologyspecialistsaustin.com

$350

Verified = confirmed priceEstimated = aggregator data

Call to confirm current rates

vs. Hospital Prices

What Austin hospitals charge for the same procedure (CPT 99204)

CMS Transparency Data

💰

You could save $398 (55%)

MarketCare providers from $250 vs. St. David's Medical Center's cash rate of $723.

MarketCare providers$325

St. David's Medical Center$723

Hospital	Cash Price	Ins. Avg
Ascension Seton Medical Center Austin Austin, TX · 2025	$648	$248
St. David's Medical Center Austin, TX · 2025	$723	$278

Hospital

Cash Price

Ascension Seton Medical Center Austin

Austin, TX · 2025

$648

St. David's Medical Center

Austin, TX · 2025

$723

📋 Source: CMS Hospital Price Transparency Rule data & NewChoiceHealth.com Austin market data. Hospital cash prices reflect self-pay / uninsured rates. Insurance avg = typical negotiated rate. Data current as of 2025.