What is cash-pay healthcare?

Cash-pay healthcare means paying directly for medical services without using insurance. Many providers offer significant discounts — often 50–90% less than insurance billed rates — for patients who pay cash or by card at time of service.

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MarketCare aggregates transparent cash-pay prices from 100+ Austin healthcare providers. Search for a procedure, compare prices and MarketCare Scores, then book directly with the provider. No middleman, no surprises.

Do I need insurance to use MarketCare?

No insurance is required. MarketCare is designed for self-employed, uninsured, and underinsured patients who want transparent pricing. All listed prices are cash-pay rates.

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Bones & JointsCommon

ACL Repair Consultation

Code: 99204

Orthopedic consultation for ACL injury evaluation

ACLACL tearknee ligamentACL repair

Best Cash Price

$200

at Texas Orthopedics, Sports & Rehabilitation Associates

vs. St. David's Medical Center· CMS data

$723Save 72%

✓

Price Verified

Updated Feb 2026 · Source: provider website

Quick Facts

Code

99204

Find the Best Price

Compare providers and save on this procedure.

Compare Providers

Price Comparison

Real prices from Austin providers — sorted cheapest first.

Provider	Price	Verified
Best Texas Orthopedics, Sports & Rehabilitation Associates	$200	—	View →

vs. Hospital Prices

What Austin hospitals charge for the same procedure (CPT 99204)

CMS Transparency Data

💰

You could save $523 (72%)

Texas Orthopedics, Sports & Rehabilitation Associates charges $200 vs. St. David's Medical Center's cash rate of $723.

Texas Orthopedics, Sports & Rehabilitation Associates$200

St. David's Medical Center$723

Hospital	Cash Price	Ins. Avg
Ascension Seton Medical Center Austin Austin, TX · 2025	$648	$248
St. David's Medical Center Austin, TX · 2025	$723	$278

Hospital

Cash Price

Ascension Seton Medical Center Austin

Austin, TX · 2025

$648

St. David's Medical Center

Austin, TX · 2025

$723

📋 Source: CMS Hospital Price Transparency Rule data & NewChoiceHealth.com Austin market data. Hospital cash prices reflect self-pay / uninsured rates. Insurance avg = typical negotiated rate. Data current as of 2025.