What is cash-pay healthcare?

Cash-pay healthcare means paying directly for medical services without using insurance. Many providers offer significant discounts — often 50–90% less than insurance billed rates — for patients who pay cash or by card at time of service.

How does MarketCare work?

MarketCare aggregates transparent cash-pay prices from 100+ Austin healthcare providers. Search for a procedure, compare prices and MarketCare Scores, then book directly with the provider. No middleman, no surprises.

Do I need insurance to use MarketCare?

No insurance is required. MarketCare is designed for self-employed, uninsured, and underinsured patients who want transparent pricing. All listed prices are cash-pay rates.

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Back & SpineCPT 99214Very Common

Neck Pain Evaluation

Evaluation and treatment plan for neck pain

Best Cash Price

$29

at NTTC Surgery Center

Call (512) 537-0300

vs. St. David's Medical Center· CMS data

$612Save 57%

✓

Price Verified

Confirmed from provider website · Mar 2026

Quick Facts

Code

99214

Top 2 Austin Providers

Cash-pay prices ranked lowest firstCPT 99214

✓Verified

$29– $250

NTTC Surgery CenterBEST PRICE✓Verified

South Austin, TX

(512) 537-0300

Source: https://www.thejoint.com/texas/austin/allandale-28054

$29

Diagnostic Pain Center✓Verified

Austin, TX 78701

(512) 445-8899

Source: https://www.thejoint.com/texas/austin/allandale-28054

$30

Verified = confirmed priceEstimated = aggregator data

vs. Hospital Prices

What Austin hospitals charge for the same procedure (CPT 99214)

CMS Transparency Data

💰

You could save $349 (57%)

Radiology Assist - Austin charges $263 vs. St. David's Medical Center's cash rate of $612.

Radiology Assist - Austin$263

St. David's Medical Center$612

Hospital	Cash Price	Ins. Avg
Ascension Seton Medical Center Austin Austin, TX · 2025	$547	$212
St. David's Medical Center Austin, TX · 2025	$612	$234

Hospital

Cash Price

Ascension Seton Medical Center Austin

Austin, TX · 2025

$547

St. David's Medical Center

Austin, TX · 2025

$612

📋 Source: CMS Hospital Price Transparency Rule data & NewChoiceHealth.com Austin market data. Hospital cash prices reflect self-pay / uninsured rates. Insurance avg = typical negotiated rate. Data current as of 2025.