What is cash-pay healthcare?

Cash-pay healthcare means paying directly for medical services without using insurance. Many providers offer significant discounts — often 50–90% less than insurance billed rates — for patients who pay cash or by card at time of service.

How does MarketCare work?

MarketCare aggregates transparent cash-pay prices from 100+ Austin healthcare providers. Search for a procedure, compare prices and MarketCare Scores, then book directly with the provider. No middleman, no surprises.

Do I need insurance to use MarketCare?

No insurance is required. MarketCare is designed for self-employed, uninsured, and underinsured patients who want transparent pricing. All listed prices are cash-pay rates.

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Back & SpineCPT 99204Very Common

Chiropractic Initial Evaluation

Initial chiropractic evaluation and X-rays

Best Cash Price

$90

at South Austin Community Acupuncture

Call (512) 537-4567

vs. St. David's Medical Center· CMS data

$723Save 96%

✓

Price Verified

Confirmed from provider website · Mar 2026

Quick Facts

Code

99204

Top 3 Austin Providers

Cash-pay prices ranked lowest firstCPT 99204

✓Verified

$90– $200

South Austin Community AcupunctureBEST PRICE✓Verified

South Austin, TX 78745

(512) 537-4567

Source: https://www.westlakechiropractic.com/what-to-expect.html

$90

Acupuncture Together of Austin✓Verified

North Central Austin

(512) 501-6890

Source: https://www.westlakechiropractic.com/what-to-expect.html

$95

Austin Chiropractic & Rehab✓Verified

Austin, TX 78701

(512) 476-8888

Source: https://www.westlakechiropractic.com/what-to-expect.html

$95

Verified = confirmed priceEstimated = aggregator data

vs. Hospital Prices

What Austin hospitals charge for the same procedure (CPT 99204)

CMS Transparency Data

💰

You could save $694 (96%)

The Joint Chiropractic Austin charges $29 vs. St. David's Medical Center's cash rate of $723.

The Joint Chiropractic Austin$29

St. David's Medical Center$723

Hospital	Cash Price	Ins. Avg
Ascension Seton Medical Center Austin Austin, TX · 2025	$648	$248
St. David's Medical Center Austin, TX · 2025	$723	$278

Hospital

Cash Price

Ascension Seton Medical Center Austin

Austin, TX · 2025

$648

St. David's Medical Center

Austin, TX · 2025

$723

📋 Source: CMS Hospital Price Transparency Rule data & NewChoiceHealth.com Austin market data. Hospital cash prices reflect self-pay / uninsured rates. Insurance avg = typical negotiated rate. Data current as of 2025.